This
month's Best Buys |
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Mortgage
Type |
Initial Rate |
Scheme
Type & Term |
Reverting
to Standard Variable Rate |
Overall
Cost for Comparison |
Early
Repayment Charge |
Monthly
Cost per £1000 borrowed* |
Residential |
4.99% |
BOE base rate +0.59% until 30/10/2010 |
7.0% |
7.1%
APR |
3%
of loan amount until 30/10/2009 |
£4.16 |
Residential
|
5.69% |
Fixed
until 30/11/2015 |
7.0% |
6.6%
APR |
7%
of loan amount until 30/11/2009 |
£4.74 |
Residential |
4.99% |
Fixed until 30/11/2010 |
7.0% |
7.1%
APR |
3%
of loan amount until 30/11/2009 |
£4.16 |
Residential
Offset |
5.75% |
BOE base rate +0.75% for 3 years |
6.49% |
6.8%
APR |
2%
of loan amount for 3 years |
£4.79 |
Buy
to Let |
4.99% |
BOE base rate -0.01% until 30/11/2010 |
7.24% |
7.5%
APR |
NONE |
£4.16 |
Buy
to Let |
4.85% |
Fixed until 30/09/2010 |
7.24% |
7.6%
APR |
5%
of loan amount until 30/09/2010 |
£4.04 |
All mortgages are subject to status and valuation. Deals may be withdrawn by the lender at any time without notice. Available to those aged 18 or over. BOE = Bank of England Arrangement Fees are charged by Lenders on most schemes. A Higher Lending Charge may be payable by borrowers in certain cases. The rates may vary due to individual circumstances and were correct as at 01.09.2008 flower Independent Financial Advisers Ltd are regulated by the Financial Services Authority (FSA Number 193866) and offer a Full Advice and Recommendation service. Some aspects of Buy-to-Let mortgages are not regulated by the Financial Services Authority.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT WILL DEPEND UPON YOUR CIRCUMSTANCES BUT WE ESTIMATE THAT IT WILL BE £90. flower Independent Financial Advisers Limited.