Pension planning
You’ve worked hard to build up a good pension – so you’ll want to make sure you’re receiving the right advice in order to maximise the returns.
Pension funds now offer a much wider range of investment opportunities than ever before, with Self-Invested Personal Pension Plans (SIPPs) giving you a greater influence over the investment decisions relating to your funds. Additionally, apart from simply planning for your retirement with a standard Personal Pension Plan or Stakeholder Plan, you can even set up a pension for your grandchildren and start saving now for their future.
Whatever your needs and wishes, we’ll help you review your individual circumstances and advise you on the most suitable options available.
Inheritance tax
Making the right decisions now will give you peace of mind, and may help you avoid paying unnecessary tax.
Typically, inheritance tax planning is subject to legislative change and can involve the use of trusts, which exist in various forms. Trusts can also be established for children or grandchildren.
On a one-to-one basis, our wealth advisers can undertake a review of your personal circumstances and help you make arrangements that will allow access to income or capital if you need it – and our plans can be as flexible as required, depending on your objectives.