Our Mortgage Best Buys
The best mortgage deals are easy to find at flower. Our Best Buys table gives you a selection of some of the very best mortgage deals currently available.
Contact us for a free quote or let one of our mortgage experts handle it for you by calling 01344 753 268.
Residential Mortgages
| Mortgage Type | Initial Rate | Term | Reverting Rate | Overall Cost for Comparison | Early Repayment Charge | Cost Per £1000 Borrowed |
| Residential Purchase |
1.84%
| Base rate +1.34% for 2 years |
4.99%
|
4.7%
| 2% of loan amount for 2 years |
£1.53
|
| Residential Purchase |
2.89%
| Fixed until 30/04/2012 |
4.99%
|
5.0%
| 3% of loan amount until 30/04/2012 |
£2.41
|
| 1st Time Buyer |
5.84%
| Fixed until 02/06/2014 |
4.24%
|
4.8%
| 4% of loan amount until 02/06/2014 |
£4.86
|
| 90% LTV |
5.49%
| Base rate + 4.99% for 2 years |
4.24%
|
4.6%
| 2% of loan amount for first 2 years |
£4.58
|
| Remortgage |
1.84%
| Base rate + 1.34% for 2 years |
4.99%
|
4.7%
| 2% of loan amount for 2 years |
£1.53
|
Buy To Let Mortgages
| Mortgage Type | Initial Rate | Term | Reverting Rate | Overall Cost for Comparison | Early Repayment Charge | Cost Per £1000 Borrowed |
| Buy to Let |
2.99%
| Fixed until 31/03/2011 |
4.69%
|
5.0%
| 5% of loan amount until 31/03/2011 |
£2.49
|
All loans are subject to status and valuation. Deals may be withdrawn by the lender at any time without notice. Available to those aged 18 or over. Key Facts Illustrations are available on request.
BOE = Bank of England
* Based on an interest only mortgage
Arrangement Fees are charged by Lenders on most schemes. A Higher Lending Charge may be payable by borrowers in certain cases. The rates may vary due to individual circumstances and were correct as at 10/03/2010 11:36:10.
flower Independent Financial Advisers Ltd are regulated by the Financial Services Authority (FSA Number 193866) and offer a Full Advice and Recommendation service.
Some aspects of Buy-to-Let mortgages are not regulated by the Financial Services Authority.